fee-based financial planning

Fee-Based Planning Approach

Creation of the total financial relationship begins with a detailed financial plan, the cornerstone of successful wealth management. Since nothing in progression rests on its original plan, therefore the financial planning process is not a one-time event.

Our planning process is outlined in the following steps:

Financial planner and clients reviewing goals and gathering information

Clarify Financial Goals & Gather Information:

We candidly discuss with each client their personal values, prior financial history and the extent they wish to be actively involved in the financial management process. Their personal and professional goals are established and clarified as well as their risk tolerances, time horizons, liquidity parameters and investment expectations. This level of knowledge enables us to fully understand the client’s current financial situation and investment perspective so that their investment strategy can be tightly aligned with their goals and expectations. The client, however, always retains the responsibility of making the financial decisions.

Written financial plan

Prepare a Written Financial Plan:

This detailed plan provides a blueprint for future financial decisions. It is a “living” document that may be updated as the client’s needs, goals and expectations change. This plan presents an overall view of their present financial situation as well as their future financial needs.

Key areas presented in the plan are:

  • Net Worth
  • Income Tax
  • Retirement
  • Survivor
  • Income and Asset
    Protection Strategies
  • Cash Flow / Liability
    Risk Management
  • Education
  • Estate
  • Long-Term Care
  • Asset Allocation

Learn about retirement with RetireU

The Workplace Financial Education Solution

Education is your employees' greatest tool to making wise decisions regarding their financial well-being, now and into their future.

Get Started

Education Resources

Hold on.

JavaScript is required for full site functionality